Pre-Marital Financial Counseling | The Village Family Service Center

The Village Family Service Center

Pre-Marital Financial Counseling

When couples discuss money, it's not uncommon for sparks to fly and for feelings to smolder. In fact, conflict over money is one of the leading causes of divorce. Most of the time, couples don't know what to expect out of marriage – especially when it comes to money. 

  • Who will pay the bills?
  • How will they make buying decisions?
  • How much debt do they each bring to the marriage?
  • What are their spending habits?
  • Are they spenders or savers?

The Village Financial Resource Center can help couples have these discussions before they say "I do." With a financial counselor, couples will develop a spending plan, discuss their values and goals, talk about the debt they bring to the marriage, check each of their credit reports for accuracy, and more. Cost of the session is $25. This includes a copy of your credit report. 

Learn to Avoid These Signs of Financial Madness

Jeremy L. White in "Christian Financial Concepts"

  • You keep separate personal bank accounts so you can each spend your money the way you please.
  • One of you has credit cards, debt obligations, or investments without the other's knowledge.
  • One of you has a collection or hobby that requires significant financial resources and the other is not fully supportive.
  • You make significant purchases without consulting each other.
  • You make significant purchases even when your spouse strongly objects.
  • One of you has no idea where your monthly incomes goes.
  • One of you has no idea of your total debts or assets.
  • One of you does not earn a paycheck, but must ask for permission to spend money from the spouse who does earn a paycheck.
  • You and your spouse assign certain debts and certain savings to each other.
  • One of you refuses to be accountable to a budget or savings plan.

To visit with a Village financial counselor, call 1-800-450-4019 or contact us online.

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A couple going over their finances.